Working with our customers everyday, we know how dedicated you are to helping reduce the physical pain and ailments too many pets experience. We also know that a common roadblock for pet parents purchasing safe, effective biologic treatments is a lack of financing options. From high interest rates to overly complicated terms and conditions, tracking down payment options your clients can trust is no easy task. That’s why we’ve recently partnered with an organization that shares our vision of helping you improve the lives of the pets and people you serve: Scratch.

What is Scratchpay?

Scratchpay provides simple, transparent payment plans for financing costs associated with veterinary care, dental work, vision and more–faster and with higher approval rates that won’t affect your credit score. From dogs to dental, Scratchpay helps you care first and pay later. Scratch provides low-interest, transparent payment plans for veterinary care providers of all sizes.

  • Payment options have higher approval rate
  • Fast and free set-up
  • Checking & accepting plans will never affect a client’s credit score

82% of partners say their highest client approval rates are with Scratch

How does Scratchpay work for Pet Owners?

If you are a pet owner interested in using Scratchpay for Regenerative Medicine or other treatments, visit The process takes 90-seconds and you will receive an instant approval decision via email.

  1. Apply for a payment plan from your phone or desktop
  2. Check your rate and pick your payment plan
  3. Get the care you need

Simple, friendly plans.

Scratchpay offers financing options ranging from $35 – $10,000 with a variety of term lengths and APRs starting at 0%. With Scratchpay, there is no deferred interest, no prepayment penalty, and no hidden costs.

Plan types:

  • 5 bi-weekly payments
  • 6 months
  • 12 months
  • 18 months
  • 24 months

For pet owners, click this link to learn more about Scratchpay options:

How Does Scratch Work for Veterinary Practices?

By offering Scratch, you can increase your practice’s revenue and help more pet parents afford PRP, stem cell & cancer vaccine services! Say yes to simple by signing up for Scratch today.

If you are a clinic interested in offering Scratchpay, visit:

Better Financing for Regenerative Medicine & Cancer Vaccine Services


Get higher

4 of 5 practices report higher
approvals (According to a
2020 partner survey).


Increase your
practice’s revenue

Boost revenue at your
practice by serving
more clients


transaction fee

Simple, flat-free pricing
with zero hidden costs.